The Banking Leaderboard on BursaVisuals is a high-speed ranking tool. This page puts all the banks in 1 page so you can make a side-by-side comparison to identify how all the banks are doing relative to one another in KPIs that matter to an investor.

Here is how to use these rankings to find the top performers in the Malaysian banking sector.

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1. The Matrix: Core Metrics at a Glance

At the top, the Health Matrix uses a color-coded heatmap to rank all major banks against each other.

• Green Cells: The bank is a top-quartile performer in that category (e.g., highest Profit or lowest GIL).
• Red Cells: The bank is lagging behind its peers in that specific metric.

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2. Efficiency & Safety Rankings

The vertical bar charts rank banks from “Best to Worst” across critical banking ratios:

• Gross Impaired Loans (GIL): The top banks (Shortest Bars) have the cleanest loan books.
• Cost-to-Income Ratio: The top banks (Shortest Bars) are the most efficient at managing overhead.
• CET1 Ratio: The top banks (Longest Bars) have the thickest “safety nets” to survive a crisis.
• Debt to Equity Ratio: Who is taking the most risk with shareholder’s money?
• Loan Loss Coverage: How much a bank sets aside to ensure it can absorb the financial impact if its borrowers fail to repay their loans?

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3. Profitability & Value Rankings

These charts help you spot where the actual money—and value—is hiding.

• Revenue Growth: Whose revenue grow the most since last quarter?
• Net Income Growth: Whose net income grow the most since last quarter?
• Loan Growth: Whose loan books grow the most?
• Islamic Income Growth: Whose Islamic Income grow the most?
• Net Interest Margin (NIM): How much interest the bank can keep after deducting their interest cost?
• Return On Equity: How much return the management can give its shareholders for their invested money?
• Earnings per Share: How much earnings earned on a per share basis?
• Payout ratio: How much money is paid out as dividends against the earnings for the same calendar year?
• Annual DPS: How much is paid out as dividends over trailing 4 quarters?

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Suggestion on using the dashboards:

1. Identify the “All-Rounders”: Look for banks that consistently stay in the Green across multiple bar charts.
2. Spot Outliers: Is a bank ranked #9 in Payout Ratio but #2 in Loan Growth? That might indicate management finding it hard to loan money to borrowers at the moment, and will rather pay the excess cash to its shareholders.